Provisionally listed with the British Franchise Association (bfa), the business is also regulated by the Financial Services Authority and works with all the major insurance companies, a service which is free of charge to the insured.

Director Kevin England said: “This is essentially a management franchise that specialises in the property sector. While our franchisees are supported by the business that comes through insurance claims, they are also involved in general building, home renovations and decorating work too.”

Tunbridge Wells franchisee Mark Carey said: “I chose Spettro for several reasons, the main one being that the business would not be affected by the general economic climate.

"People who have a mortgage must have buildings insurance and when a claim is made it generates business for me.”

Information: 01883 621 047 www.spettro.net